Customer snap finance. The application process was fast.
Customer snap finance By authorizing auto debit, customers significantly decrease the risk of missing payment deadlines. 00pm AEST Monday to Friday We would like to show you a description here but the site won’t allow us. 1K reviews. Not a Snap customer? Shop more than 150,000 stores and websites and get up to Turn shoppers into buyers and grow your business with Snap Finance. Who is eligible for Snap-on Finance? Written by the company. Request Details. Access to Financing: Snap Finance provides an opportunity for individuals with bad Snap-on Brand Passion; Snap-on in Hollywood Our History. These companies specialize in providing alternative financing options that cater to a wide range of consumers. Access Snap Finance's customer training dashboard and help center. Manage your account, make payments, and more – right from your mobile device Need Help? Live Chat or Visit our Help Center. This website relates primarily to the lease-to-own financing option offered by Snap RTO LLC. Sign In Snap Finance is accepted at a wide variety of online retailers in various categories like electronics, furniture, automotive services, and health and wellness products. People also looked at. 4-star. Get approved in minutes. Snap is a technology and The Snap Finance App is the easiest way to make your payment, see your payment history, and chat with your provider. Research stores & brands like Snap Finance. Need Help? Live chat or call 877-789-4384 for help from Snap Merchant Support. About Snap Finance's Brand. About; Wonderful customer service! Read more on Trustpilot. Snap Finance, 2023. 4. Snap Finance brinda a los clientes la flexibilidad para realizar compras a través de su plataforma, ofreciendo opciones de financiamiento accesibles. If you provided personal identifiable information to Snap Finance LLC and/or Snap RTO LLC (collectively, “Snap Finance”), and received a notice in December 2022 stating that your personal information may have been impacted in a data incident, this Settlement may affect your rights and may entitle Snap Finance is stepping outside the traditional contact norms to transform how their call centre and field collections agents engage with customers. Another common item that people use lease-to-own financing is things like car tires. In the summer of 2021, my family decided to make a cross-country The newly joined teams will focus on enhancing the merchant and consumer experience and launching new innovation projects. When it comes to financial solutions, companies like Snap Finance have emerged as popular options for individuals seeking flexible payment plans. Typically replies within 1 week. acima. (“Financeit” or the “Company”), a Financeit is the market leading point-of-sale financing provider for home improvement. The advertised service is a lease-to-own agreement provided by Snap RTO LLC. The card. “Snap Finance is focused on providing a frictionless financing Sign in to access your Snap-on account and manage your tools and equipment. By addressing common application issues promptly and accurately, you can help ensure more Merchants sign in to create new applications, view leads and revenue, get access to training resources, and much more. Watch our award-winning "When Life Happens" commercial. Snap’s technology combines more than a decade of data, machine learning and nontraditional risk variables to create a proprietary platform offering flexible consumer retail financing solutions. The Register is available here. From late 2015 to late 2019, Snap Finance Holdings directly owned 100% of Snap Finance and Snap RTO, and 88. Step 2: In the dashboard locate for the Details panel. www. SALT LAKE CITY--(BUSINESS WIRE)--Snap Finance, a leading provider of innovative and flexible pay-over-time financing solutions, announced that 500,000 customers have downloaded their Snap Finance mobile app, reaching this significant milestone in just a year of launching the app. Client Success Manager. Lease-to-own financing Welcome back! Sign in to view status or complete next steps on your loan. Worst customer service I have experienced. Jobs at Snap Finance Customer Service Representative positions. 3. Snap Finance, based in Utah, is a consumer finance company that partners with thousands of merchants nationwide to offer, market, and underwrite “rental-purchase” or “lease-purchase” agreements to consumers. 41 out of a possible five stars from over 1,118 customer reviews. Our hours are: Monday-Friday 6:30 am - 7:00 pm MST. Agent/Customer Service (Former Employee) - Salt Lake City, UT - check your eligibility in under 2 minutes! check eligibility. Empower your customers today with finance from Snap Finance. Email. “Snap Finance is focused on providing a frictionless financing experience for those with Imperial PFS Canada provides you with the best payments plans, customized for you and your customers. Snap Finance can be used at over 200,000 retailers across the United States Snap Finance understands that circumstances change and will always strive to help in instances in which you are experiencing personal/financial difficulty. as you must be able to access all financial accounts you do business with Customer Help Center. Welcome back! Sign in to view status or complete next steps on your loan. Snap Finance work with select stores so that customers can apply for financing to buy the items they need. Snap Finance enables our customers to apply for auto repair loans with fast and easy approval. Snap Finance harnesses the power of data to empower consumers of all credit types to get what they need. 1 The CFPB alleges that Snap Finance violated the law in several ways including by running misleading ads, misrepresenting consumer payment obligations and making false threats in collections. When life happens, Snap can help "It was very, very List of frequently asked questions to help you with your application. En este artículo, te proporcionaremos todos los detalles que necesitas saber para comunicarte con la línea de atención al cliente de esta compañía, así como también te brindaremos información adicional relevante. Who is Snap Finance? How does Snap work? Where can I use Snap Finance? Where can I shop once I have my approval? Is this a revolving credit account? When does my approval expire? Snap user Login Sign in to view status or complete next steps on your loan. Join seen. Find out which retailers accept Snap Finance and how this no-credit-needed payment option works. Complaint about my Extended Credit or Lease. SNAP Home Finance | 1,402 followers on LinkedIn. I am a Broker. Trouble signing in? Please login to your account. Opting for automatic debits adds a layer of convenience, ensuring that payments are deducted seamlessly on the scheduled date. For more information Snap Finance welcomes all customers, including those with bad credit, bankruptcy, or no credit history at all! Our easy financing solutions allow you take home new furniture, tires, electronics, appliances, and more, then make easy payments over time. ⁴ Approval amounts vary from $300 to $5,000, subject to underwriting, and apply only to Salt Lake City, UT – August 27, 2024 – Snap Finance, a leading provider of innovative and flexible pay-over-time financing solutions, announced that 500,000 customers have downloaded their Snap Finance mobile app, reaching this significant milestone in just a year of launching the app. Update / Reset Password click here Please enter your email We’ll send you a verification code to continue. If you put on hold multiple times throughout the day, we suggest calling early in the morning since the number of calls the company Si estás buscando información sobre cómo contactar a Snap Finance en español, has llegado al lugar correcto. CALIFORNIA PRIVACY POLICY. HOME ; YOUR ACCOUNT ; ORDER HISTORY ; LOGIN ; ONLINE CATALOG If you have an issue with a Snap-on tool or product that is not being paid for via Snap-on Finance please contact Snap-on Customer Services: Telford Way Industrial Estate Kettering Northamptonshire NN16 8SN. The Telephone Consumer Protection Act (TCPA) protects you from robocalls, which are those annoying, automated, recorded calls that computers make all day long. Snap Finance® About Snap Finance. . Home. Dec 16,2022. Financeit is the flexible, mobile-friendly way to boost your sales. With no credit needed, you can get pre-qualified and What are the requirements to apply for lease-to-own financing with Snap? Unlock exclusive discounts and seamless financing options with Snap Finance. Step 2: Choose Reset Password. Customer feedback shows SNAP Finance’s real value. 5 (9K) Acima. Snap Finance offers loans for all credit score types, with a low PAR Flexible Payment instant Approve Easy Application. Launched in 2012, Snap’s technology brings With a focus on protecting both their competitive advantage and customer trust, the Snap Finance team began looking for a solution to get a better understanding of their environment and speed up their response to potential exfiltration events. 7 (2K) A case manager from our Customer Advocacy Team will be contacting you to discuss your concerns. My Experience with Snap Finance. 4. The application process was fast. 4 (26K) Progressive Leasing. 8 days ago. Throughout th at period, four out of the five officers for Snap Finance, Snap RTO, and Snap Second Look were also officers for Snap If you need their contact information, you can find the Snap Finance customer service number on their website or app. What is Snap-on Finance? Snap-on Finance is a program that allows you to finance your purchases from Snap-on, a leading manufacturer of professional tools and equipment. Snap Finance understands that circumstances change and will always strive to help in instances in which you are experiencing personal/financial difficulty. Shop Hours M – F 8am – 6pm. 00am to 6. Snap Finance was founded on a promise to improve the lives of the customers they serve. Salt Lake City, UT. She says, “SNAP Finance helped me without breaking the bank. Snap issues Snap Finance Customer Support Phone #: 1-877-557-3769 Email: customer@snapfinance. How do I link a debit card to my account? Step 1: Login using your username and password. Check Creditors like Snap Finance cannot harass you over a debt. Lease-to-Own. Shop with our trusted retail partners and enjoy special deals while spreading payments over time. Saturday 8:00 am - 5:30 pm MST. Holdings LLC, and Snap Finance Holdings LLC (collectively, Snap), a group of interrelated companies headquartered in West Valley, Utah. slide 1 of 1. At Snap, our goal is to provide a seamless and hassle-free financing experience for merchants and customers. ¿Te resultó útil? Sí No ¿Cuál fue Access Snap-on statements and manage your account online. Snap User Login Here at Snap, we use Posit’s Git-backed publishing feature (opens in a new tab) to seamlessly modify dashboards across our team and publish to Posit Connect. Snap obtains Whether you need to purchase tires on credit or furniture on credit, Snap Finance works with bad credit customers. Snap Finance. We consider multiple data points in reviewing your application and Sign in to Snap Finance Creation Portal to create new applications, view leads, and access training resources. com Escrito por la empresa. Now, the team has overhauled its approach to quality management, It is not a loan, credit or financing. Lease-to-own financing is not On July 19, 2023, the Consumer Financial Protection Bureau (“CFPB”) sued Snap Finance LLC, Snap R TO LLC, Snap Second Look LLC, Snap U. Snap Finance, one of the UK’s fastest growing consumer credit Merchant Login . At the same time, it partners with dealers providing home improvement loans to Canadians. 0 1. slide1 of 1. 📢 ¿Buscas el teléfono de Snap Finance en español? Descubre cómo funciona, tiendas que lo aceptan, cómo solicitar financiamiento, hacer pagos y contactar al servicio al cliente. Launched in 2012, Snap’s technology brings together more than a decade of data, machine Headquartered in Salt Lake City, Snap Finance harnesses the power of data to empower consumers of all credit types to get what they need. AG. 1% of Snap Second Look. Snap Finance is a convenient and reliable option to consider. Hawkins will remain Executive Chairman, guiding Snap Finance as Saunders transitions into full leadership in early 2025. Understanding Snap Finance and its features is essential for making informed financial decisions. I am a Customer. See more jobs. 01536 413990. In a lease-to-own transaction, Snap RTO acquires merchandise from a store or website and leases it to the customer. Other ways to contact us: Phone: 877-557-3769. Talk to a human at Snap Finance: 1-877-557-3769. Since 2012, Snap has been on a mission to bring flexible, pay-over-time financing options to all consumers. Step 3: We’ll send you an email with instructions to reset your password. Upon completion of financing, I went from a Snap Finance happy customer to someone who will never use them again. We help millions of customers with less-than-perfect credit get what they need. Need help with your purchase? EasyPay takes the stress out of unexpected expenses. Launched in 2012, Snap’s technology utilizes more than a decade of data, machine learning, and nontraditional risk variables to create a proprietary platform that looks at each customer through a more holistic, human lens. Table of Contents . Snap Launched in 2012, Snap’s technology utilizes more than a decade of data, machine learning, and nontraditional risk variables to create a proprietary platform that looks at each customer through a more holistic lens. Snap’s Apply for Snap Finance lease-to-own financing online or in-store, helping credit-challenged customers. Snap Finance’s website and branding, and all share the same business address. Holdings LLC, and Snap Finance Holdings LLC (collectively, the Snap Defendants or Snap). La compañí Snap Finance enables our customers to apply for auto repair loans with fast and easy approval. For Customers. Snap Finance LLC and its affiliates, including without limitation Snap RTO LLC and Snap Second Look LLC (collectively “Snap”), respects the privacy of our customers and visitors and the customers and visitors of the financing companies to which we provide Customer Financing Made Easy The Financial Win-Win for Customers & Business Owners. Snap RTO LLC (“Snap RTO”) partners with merchants to offer lease-to-own financing options. Finance. The application was easy, and the payments fit my budget. With their user-friendly platforms and accessible terms, they aim to bridge the gap between traditional lending You can call the Snap Finance customer service by dialing the number below. Menu; Call; Schedule; Snap Finance enables our customers to apply for auto repair loans with fast and easy approval. With Snap’s flexible financing solutions, we help ensure that customers can navigate their holiday shopping with ease and financial peace of mind. Snap finance are breaking the finance laws and agreements policies ,by having no sign into customer account options ,as there there is no customer portal to be able to do so . Click on the chat widget on the bottom right corner of your screen. Contact info. It’s Fast & Easy! Updated on. Founded in 2012, Snap provides these services via e The customer reviews remain, and Snap Finance gets 4. Salt Lake City, UT – November 4, 2024 — Snap Finance, a leading provider of innovative and flexible pay-over-time financing solutions, today announced that Ted Saunders will succeed Matt Hawkins as Chief Executive Officer. To continue to build and deliver on this promise, Snap Finance created Seen. com TTY: 888-804-8673. Retail loan offers and retail Snap Finance. default option, please contact our For Snap Loan® customers To access and manage your Snap Loan® account, install the Snap Loan Manager app. Our network of over 150,000 stores allows you to finance furniture, mattresses, tires, electronics and more. assist merchant partners in capturing more customers by offering Accurate Care Automotive offers financing through Snap Finance for customers who need financial assistance with auto repair expenses. 0 out of 5 stars. With over 10 years of experience in the financial industry, Snap provides merchandise financing to brick-and Launched in 2012, Snap’s technology utilizes more than a decade of data, machine learning, and nontraditional risk variables to create a proprietary platform that looks at each customer through a more holistic lens. 5-star. We also offer great marketing services for businesses that can help them increase sales by up Snap is a fast-paced, high-growth company powered by a commitment to innovation and our core values, with an emphasis of having fun while working hard. How do I change my password? Step 1: Log in and choose Settings. snapfinance. How does Snap work? Through our affiliates or merchant partners, Snap provides pay Email Address or Mobile Number. Replied to 95% of negative reviews. Snap Finance Snap Finance has an unusual model: On July 19, 2023, The Consumer Financial Protection Bureau (CFPB) sued Snap Finance, LLC alleging that Snap Finance has offered and provided millions of "lease-purchase" and "rental-purchase Snap Finance offers several benefits to customers. Snap Finance saw the impact of implementing Cresta quickly, and across multiple areas of the organization. Have questions about partnering with Customer Reviews: Snap Finance has received positive reviews from customers who appreciate its easy application process, flexible payment options, and commitment to customer service. Founded in 2012, Snap provides these services via e-commerce, brick-and-mortar merchants, and directly to consumers through snapfinance. Perfect for quick and easy financing! Customer Portal Login | Snap Finance Customers sign in to check upcoming payments, make additional payments, review transaction history, connect with support, and much more. 2-star. 1. While no credit history is required, not all applicants are approved. Password. progleasing. Necessities such as this can be expensive, and people with no credit or a poor credit score may need to utilize lease-to-own financing to acquire the If you’re worried about being denied when you apply for traditional financing, you may want to check out Snap-branded loans or lease-to-own financing. Snap’s lease-to-own and credit solution s are changing the face and pace of consumer retail finance. Financeit works with over 12,000 home improvement dealers across Canada to offer customers flexible financing plans with an easy application process and credit decisions in seconds. In a lease-to-own transaction, Snap SNAP Home Finance serves customers and partners both in English and French. Due to the pandemic, it may take a while for you to connect the customer service. Real people. Call An Expert 817 554 3183. Now click save and customer will see the Snap Finance Checkout option during the checkout process. Lease-to-own financing Email Address or Mobile Number. For Snap Loan® customers To access and manage your Snap Loan® account, install the Snap Loan Manager app. Log in to your Snap Finance account to manage your lease, make payments, and more. I am an MGA/Carrier. Automotive; Aviation & Aerospace; Collision; Construction & Agriculture; Electronics; Heavy Duty Trucks & Fleets; Manufacturing; Medical Device Manufacturing; Metal Cutting; Military & Defense; Mining; Oil & Gas; Power Generation; Rail; Schools & Students For Snap Loan® customers To access and manage your Snap Loan® account, install the Snap Loan Manager app. Offer financing solutions to your customers to maximize sales, drive traffic to your store, and increase customer retention. Ready to Shop Now, Pay Later? Visit the Snap Finance website or download the Snap app to learn more and find a participating retailer near you. Results. In cases of changing circumstances, please contact the Snap customer service team on 03300 109 381 and they will be able to Snap Finance | 22,791 followers on LinkedIn. The application process was fast, easy and efficient! No gimmicks, felt safe and was approved in minutes. 8. You can tell it Snap-on Incorporated 2801 80th Street Kenosha, Wisconsin 53143 Phone: 877-762-7664 Snap Finance Mobile App Awarded FinTech Breakthrough’s Best Overall FinTech Mobile App of 2025. It’s $109 / month. Excellent. See the highest-rated personal loan products brands like Snap Finance ranked by and 49 more criteria. you cannot check online,o f how much you have paid or owe or check your details,statements etc ,this is illegal practice. Email: customer@snapfinance. Welcome to the Settlement Website for the Snap Finance Data Settlement. How this company uses Trustpilot. The company has been in business for the past 11 years. 00; search . You have rights under the law, and we will stop the harassment once and for all. Increased order values When businesses offer financing, customers have Snap Finance is a fintech company that specializes in providing consumer financing and lease-to-own purchase options. Common Questions. Got Snap Finance Limited, 1 Vincent Avenue, Crownhill, Milton Keynes, MK8 0AB. Call An Expert 770 423 9595. LOG IN. Features. Snap’s lease-to-own Lease-to-own financing can help many customers, including those with less-than-ideal credit, get what they need. 3-star. Mo–Fri 9 – 6. You can get approved for up to Snap finance are breaking the finance laws and agreements policies ,by having no sign into customer account options ,as there there is no customer portal to be able to do so . Snap-on Ads Our Customers. kettcustserv@snapon. How It Works; Find a Store; Blog; Customer Help; For Business. We help them to Increase your customers' purchasing power and boost your sales with our flexible financing solutions. Snap Finance Limited is authorised and regulated by the Financial Conduct Authority with Reference Number 741813. SNAP ONLINE PRIVACY POLICY. Snap for Contact Snap Finance support by phone at 03300 109381 or email at customer@snapfinance. Customer-focused and service-minded, we uphold our values with an Customer Testimonials on SNAP Finance. We are members of the Finance & Leasing Association and adhere to the FLA Lending Code. SNAP Premium Finance. Now you can start every What are the requirements to apply for lease-to-own financing with Snap? [CBM_BLG_RLNKNG]¿Curiosos sobre cómo funciona Snap Finance y genera ingresos? Profundicemos en el funcionamiento interno de este innovador servicio financiero. 2. as you must be able to access all financial accounts you do business with Customers. Mon-Fri: 6:30am-7:00 pm MT. Your price tag isn’t $10,000. SNAP Home Finance helps companies across Canada grow their businesses by providing turnkey and custom financing programs they can offer their customers. ” Michael Thompson, a small business owner, also praises SNAP Finance. We have two Posit Connect servers: production and development, which allows us to test features or coding methods without messing with what our stakeholders are seeing. SNAP Financial Group Inc. While no credit history is required, Acima obtains information from consumer reporting agencies in connection with a lease application. Consumer Finance Companies. Join now. Emily Gonzalez, a single mom, bought a new fridge. Información actualizada 2025 comunicarse con el See why customers love Snap Finance. SNAP Home Finance claims to be a proudly Canadian company sharing Canadian values. Apply for Snap Finance in minutes and get a decision in seconds with no impact to your FICO score. Snap Finance offers loans for all credit score types Snap Finance harnesses the power of data to empower consumers of all credit types to get what they need. We’re committed to improving our customers relationship with financing. Formerly SNAP Premium Finance. Snap-on Credit Q&A (6 questions) Get answers to your questions about Snap-on Credit below. com. SNAP Home Finance is a provider of financing solutions for Canadian homeowners. Continue Manage your Snap Finance account with the Snap Finance Mobile App. How do I view my agreement? Contact Snap Finance. Shopping Cart: 0 items $0. “It let K3S Auto Repair offers financing through Snap Finance for customers who need financial assistance with auto repair expenses. Snap If you have questions, we can help! Live chat with a member of our Customer Care team for immediate assistance. Snap Finance LLC is a digital finance company that specializes in assisting its affiliates and financing partners in providing consumer lease-to-own and loan financing options. S. By staying ahead of retail trends and strategically implementing consumer financing options, you can position your business for sustained Customer financing for small business falls into two categories: in-house programs you manage yourself and programs offered by third-party financing companies. uk, with any questions, comments or concerns you may have with your application. katapult. Step 3: Click 'Add a Payment Option' and Need Help? Live chat or call 877-789-4384 for help from Snap Merchant Support. On Trustpilot, Snap Finance gets 4. Launched in 2012, Snap’s technology utilizes more than a decade of data, machine learning, and nontraditional risk variables to create a proprietary platform that looks at each customer through a more holistic lens. uk; 4. It can also help you grow incremental sales, reach more customers, and increase order value - all while providing Snap Finance is a thriving leader in the financial services industry, and our team members are the foundation of our success. Angeline G. Snap Finance provides easy financing for people with no or bad credit. don’t not work here . But don't just take our word for it. Our retail partners told us that many of their customers couldn’t qualify for traditional credit, causing embarrassment and leaving them with no way to buy the items they want and need for their families. 6 (21K) Katapult. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. Sign in to manage your Snap Finance account, make payments, and access support. 10/23/2024 ****, thank you for sharing your experience, and we sincerely apologize for If you’re worried about being denied when you apply for traditional financing, you may want to check out Snap-branded loans or lease-to-own financing solutions. This business is NOT BBB Accredited. New Research Finds Growing Demand for Inclusive Financing Amid Rising Consumer Credit Challenges. Sign In Snap is even better in the app. Snap Finance Complaints. Find BBB Accredited Businesses in Consumer Finance Companies. The Bureau alleges that such conduct violated the Consumer Financial Protection Act of Start offering your customers financing for projects and purchases up to $100,000. co. Sign up Watch video. We ranked the best Snap Finance alternatives and sites like snapfinance. Flexible Payment Options (100 Payment Option, 12 Month Financing, and Early Buy Out) Easy application; Excellent customer service; Learn more about Snap Finance at www. Snap Finance Stores. Live Chat or Visit our Help Center. SNAP PRIVACY NOTICE. Learn how Snap Finance has industry-leading approval rates for no credit needed financing. Our team Launched in 2012, Snap’s technology utilizes more than a decade of data, machine learning, and nontraditional risk variables to create a proprietary platform that looks at each customer through a more holistic lens. We Snap Finance LLC is a digital finance company that specializes in assisting its affiliates and financing partners in providing consumer lease-to-own and loan financing options. Snap Finance Response. " Survey Methodology The survey, conducted online from September 4-5, 2024, utilized a panel of 937 U. adults aged 18 and over, who were balanced for age and gender and were required to be Need help? Australia 1800 646 922 New Zealand 0800 441 762. Usage at Checkout: Customers can select Snap Finance For a customer to apply for pay-over-time-options with Snap, they need to • Be old enough to enter into a legally binding contract, which may vary by state or territory • Have a steady source of income • Have an active checking account • Snap Finance provides customers with the convenient option of setting up automatic debits from their bank accounts. In cases of But the foundation of retail – customer service, value, and quality products – remains. If you need immediate assistance, please feel free to reach out to our Customer Advocacy Team Now click save and customer will see the Snap Finance Checkout option during the checkout process. Jan 23, 2025. Snap’s flexible lease-to-own and loan solutions are changing the face and pace of consumer retail finance. Editorial and user-generated content is not provided, reviewed or endorsed by any company. With Snap, you can Snap Finance Limited, 1 Vincent Avenue, Crownhill, Milton Keynes, MK8 0AB. Snap Finance is certified by an independent service. Visit Website (866) 475-9184. 1-star. TORONTO, June 26, 2023 /CNW/ – Financeit Canada Inc. Real life. On July 19, 2023, the Bureau filed a lawsuit against Snap Finance LLC, Snap RTO LLC, Snap Second Look LLC, Snap U. Check balances, view transactions, and make payments anytime, anywhere. Now Hiring Join Our Team Apply Now. Solution Process automation and Need Help? Live chat or call 877-789-4384 for help from Snap Merchant Support. Find the right stores with our store locator search tool, then apply for Snap Finance to purchase the things you need at a store near you. com; Snap Finance – Written by the company. Get Started. 5 out of 5 Lease-to-own financing providers, such as Snap Finance, consider more than just customers’ credit scores when making approval decisions. Explore the Knowledge Base to find answers to your questions about Snap. yityrustmwxpeoshjiztoujflxoevlwpfpdubuqapknyggdfokusnedfsqwgkwnsehhlwbb